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Printers And Publishers Insurance Massachusetts


What is Printers and Publishers Insurance?

Running a printing or publishing business in Massachusetts can be both personally rewarding and financially profitable, but businesses in this industry are exposed to some risk. In addition to common risks that most businesses face, these businesses also must consider risks that are more specific to producing print materials. Printers and publishers insurance helps protect businesses that are in this line of work from many of the potential perils they face.

Printers and publishers insurance is a specialized type of commercial insurance that is intended for businesses in the printing or publishing space. In order to protect these businesses from an array of potential risks, most policies come with multiple coverages which are bundled into a package policy.

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What Massachusetts Businesses Need a Printers Policy?

Broadly speaking, the majority of Massachusetts printers and publishers ought to have this type of insurance policy in place. Failing to carry insurance leaves a business unnecessarily exposed to possible risks, and these policies are specifically suited for businesses in the publishing industry.

Some specific examples of businesses that might want this type of policy include:

  • Periodicals
  • Newspapers
  • Book publishers
  • Direct mail marketers
  • Greeting card companies
  • Bookbinders

Businesses that aren’t sure if this is the right type of policy for them can consult an insurance agent who specializes in business insurance for printing companies. A knowledgeable agent will be able to guide businesses toward the right insurance for their situation, whether that’s a printers policy or something else.

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Printers And Publishers Insurance Massachusetts

What Coverages Does Business Insurance for Printing Companies Make Available?

The policies that offer business insurance for printing companies offer several coverages, all of which may be important depending on an individual business’ situation and risk exposure. Some of the more common protections are:

  • Business Property Coverage, which might cover buildings, inventory and equipment
  • Equipment Breakdown Coverage, which might cover printers and other equipment against malfunction
  • Commercial General Liability Coverage, which might cover certain basic accidents that impact third parties
  • Publishers Liability Coverage, which might cover errors that cost a publisher’s client
  • Media Perils Coverage, which might cover plagiarism, invasion of privacy, defamation and other lawsuits
  • Cyber Liability Coverage, which might cover breaches of digital data and malicious online attacks
  • Directors and Officers Liability Coverage, which might cover leaders of a printing business
  • Commercial Umbrella Coverage, which might offer supplemental liability protection

There are other coverages, such as business interruption coverage and commercial auto coverage, that printers and publishers may also want. An agent can assist with coverage selection so that businesses end up with the right protections for their situation.

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How Much Do Printers Policies Cost?

Premiums for printers policies vary because the rates are based on many factors. In most cases, though, these policies tend to be affordable. They’re especially so when compared to the potential cost of a disaster or lawsuit.

An independent insurance agent can give businesses more precise details as to what they’d need to pay for a policy. An independent agent is able to require quotes from multiple insurers that offer business insurance for printers, and these quotes can be tailored to a business’ specific situation and coverage needs.

Printers and Publishers Insurance Massachusetts

How Can Businesses in Massachusetts Get Printers and Publishers Insurance?

If you run a printing or publishing business in Massachusetts, let the independent insurance agents of Garrity Insurance help you find a policy that provides the insurance coverages you need. Our agents can show you several printers and publishers insurance options, and they’ll make sure you get one that’s right for your organization.

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