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hvac insurance massachusetts

HVAC INSURANCE IN MASSACHUSETTS

What is HVAC Contractor Insurance?

Heating and air conditioning service providers are exposed to a range of potential risks by the work that they do. HVAC contractor insurance policies help shield Massachusetts businesses that work in this industry from many of the risks they face.

HVAC contractor insurance policies are specialized commercial policies that have been designed to meet the particular needs of heating and air conditioning service providers. In order to meet these businesses' multifaceted needs, most HVAC contractor policies are package policies that have several individual coverages.

hvac insurance massachusetts

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What Protections Do HVAC Business Policies Make Available?

There are many coverages that an HVAC business policy might offer as standard or optional protections. Some of the more commonly available ones are:

  • Commercial Property Coverage, which might cover buildings, equipment and tools
  • Commercial Auto Coverage, which might cover vans, trucks and trailers used for work
  • Contractors Tools and Equipment Coverage, which might cover tools in the event of damage or theft
  • Inland Marine Coverage, which might cover equipment and tools when they’re driven to job sites
  • General Liability Coverage, which might cover basic defamation lawsuits and accidents
  • Commercial Umbrella Coverage, which might offer additional liability protection.

How Can Service Providers Get HVAC Contractor Insurance?

For help finding HVAC contractor insurance, contact the independent insurance agents of Garrity Insurance. Our Massachusetts agents can show you policy options from multiple insurance companies, and our team has the expertise needed to help you choose the best available policy for your business.

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