Insurance News & Information | Garrity Insurance Agency Blog

Commercial Insurance Checklist

Written by Bill Garrity | Aug 17, 2023 10:32:00 AM

Please use this checklist as a guide to review your business insurance categories and coverage amounts. Then you may want to discuss your needs with us, to determine if all categories and coverages are appropriate for your needs.

 

Liability                                                                          Coverage
Premises Liability $__________________
Advertising and Personal Injury Liability $__________________
Tenant Legal Liability $__________________
Products and Completed Operations $__________________
Non-owned and Hired Auto $__________________
Employment Practices Liability $__________________
Liquor Liability $__________________
Professional Liability/Errors & Omissions $__________________
Directors and Officers $__________________
Business Auto $__________________
Umbrella Liability $__________________
Property Coverage
Building $__________________
Business Personal Property $__________________
Computers and Media $__________________
Stock and Inventory $__________________
Transit / Off Premises $__________________
Property of Others $__________________
Valuable Papers $__________________
Plate Glass Window $__________________
Business Income/Extra expense $__________________
Employee Dishonesty $__________________
Accounts Receivable $__________________
Money and Securities on premises/off premises $__________________
Equipment Breakdown $__________________
Flood $__________________
Employee Benefits
Workers Compensation (Required by Law) $__________________
Employee Benefits Liability $__________________
Group Health $__________________
Life Insurance/Group Life $__________________
401k $__________________
Disability/Group Disability $__________________
Key Man Life $__________________